Make an informed decision - get 5 different hospital insurance proposals

Why hear from one company when you can hear from 5? Find the right product and potentially the right advisor for you. Takes less than 5 minutes!

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Really takes under 5mins!

1170+

Suggestions Facilitated

11+

Insurance Brands Represented

154+

MAS Licensed Advisors

Real premiums suggested for hospital insurance

This is just a small part of what people on our platform looking for hospital insurance have been proposed from advisors via our platform.

19, Female making $2,000 a month

Coverage:
death
$50,000
hospital income benefit:
max days
$180
daily amount
$100
major permanent disablement
$50,000
mobility aids reimbursement
$500
other permanent disablement
$50,000
fractures dislocations burns
$4,000
medical expense reimbursement:
normal
$5,000
overseas accident
$10,000
complementary medicine practitioner
$500
Premium:
$230.04

28, Female making $3,870 a month

Coverage:
Max A:
co payment
5% Co-Payment capped at $3k per policy year, $2k Deductible within 3 years after 1st Private Hospital Admission
premium changes
Premium will NOT increase due to claim
room entitlement
Private Hospital (up to Standard Room)
annual claim limit
$2,000,000
cancer drug services
$54,000
rider annual premium
$723.83
pre hospitalisation days
$395
basic plan annual premium
$329
post hospitalisation days
$395
cancer drug treatment on cdl
$201,600
cancer drug treatment not on cdl
$200,000
Max B:
co payment
5% Co-Payment capped at $3k per policy year
premium changes
Premium will NOT increase due to claim
room entitlement
Government Restructured Hospital (up to Ward A)
annual claim limit
$1,000,000
cancer drug services
$46,800
rider annual premium
$215.96
pre hospitalisation days
$180
basic plan annual premium
$111.02
post hospitalisation days
$180
cancer drug treatment on cdl
$144,000
cancer drug treatment not on cdl
$50,000
Premium:
Not provided

23, Female making $2,600 a month

Coverage:
Premium:
Not provided

73, Female making $15,000 a month

Coverage:
Premium:
$389.9

28, Male making $5,000 a month

Coverage:
annual benefit limit
$1,900,000
Premium:
$338.82
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Why choose Whatins to help?

First thing's first. We are just like you - everyday people who find the insurance buying process confusing and hard to navigate.

We built this platform to make insurance easier. Our goal is to help you discover all your options so you can make an informed decision.

Unlike other sites, we are not associated with any company and are truly third party.

This means we have no incentive to push you to any one company or any one advisor.

You won't find any other site able to say this.

No fuss, no hassle

No fuss, no hassle

Advisors can not spam you as providing your phone number is optional and we do not share your contact until after they submit their suggestions. This allows you to take your time deciding on the right policies for you.

Multiple perspectives

Multiple perspectives

By getting 5 different advisors to share their perspectives, you can properly compare your options instead and instantly identify the advisors who are trying to oversell you.

AI assisted analysis

AI assisted analysis

5 perspectives can be a lot to process. That's why we built AI tools to help you analyse your options and support you all the way so you can be confident in your decision.

Why Compare hospital insurance with Whatins?

Traditional Approach

  • Only see options from advisor's preferred insurer
  • Limited comparison with MediShield Life integration
  • May push specific ward classes without full context

Whatins Advantage

  • Compare how different plans integrate with MediShield Life
  • See actual bill coverage differences between insurers
  • Get multiple perspectives on public vs private coverage
  • Understand ward class options across insurers

In summary: If you want more control and multiple suggestions, then Whatins is the way to go.

No Number Needed

No phone number needed. No endless calls. Just clear advice on your terms.

How It Works

  • 1

    Get instant access to 5 private Telegram groups - one with each advisor

  • 2

    Ask questions, share documents, and get personalized advice in your own time

  • 3

    After 5 days, groups automatically dissolve - ensuring your privacy

Why This Works Better

  • No phone number sharing required
  • Control the conversation - mute or unmute as needed
  • Compare advice easily with chat history
  • Zero pressure - groups disappear after 5 days
  • Leave any group instantly if you're not comfortable

Hear what others are saying

L

Lynn

Age 26

Phone number really isn't needed!

I loved that I didn't need to give out my phone number to get great advice. They created a telegram bot that connects the advisors to me so the advisors don't get my personal ID.

J

Jo

Age 43

It way okay

(Yeah we know)

J

Joseph

Age 35

Great experience

I have some underlying conditions and I was amazed at how the advisors were able to give me very helpful suggestions.

A

Amanda

Age 25

Would recommend

I appreciate this service because I can instantly see when an advisor tries to sell me things I don't need as their premiums are much higher than the rest.

N

Naterlie

Age 26

Easy & intuitive

Getting the insurance suggestions through Whatins is pretty easy and intuitive. I've actually recommended to others to give it a go if they want some recommended insurance plans.

Sample Proposal

How it works

Step 1: Complete questionnaire

Answer a few simple questions about your current insurance situation and potential future needs in order for the advisors to properly provide you with a tailored proposal.

Step 2: Get matched with 5 insurance advisors

The advisors are from different companies, giving you a wide range of perspectives.

Step 3: Get private consultations

We'll provide you with 5 telegram chats. Each chat will just be you and the advisor and will automatically close after 5 days.

Step 4: Work with the advisors that you resonate with

After seeing the suggestions and having some brief interactions, it's your turn to decide who deserves your time for a full insurance analysis.

Make an informed decision - get 5 different hospital insurance proposals

Why hear from one company when you can hear from 5? Find the right product and potentially the right advisor for you. Takes less than 5 minutes!

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Frequently asked questions