Compare HSBC Life Retirement Income II and its equivalent all at once

Make an informed decision. Get 5 different advisors to help you compare HSBC Life Retirement Income II against other Endowment and see which one is best for you. Takes less than 5 minutes!

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Really takes under 5mins!

1170+

Suggestions Facilitated

11+

Insurance Brands Represented

154+

MAS Licensed Advisors

Real premiums suggested for HSBC Life Retirement Income II and similar Endowment

This is just a small part of what people on our platform looking for HSBC Life Retirement Income II have been proposed from advisors via our platform.

24, Female making $5,000 a month

Coverage:
Premium:
Not provided

41, Female making $8,333.333 a month

Coverage:
Premium:
$12,000

40, Male making $23,333.333 a month

Coverage:
Premium:
$1,222.32

25, Female making $4,000 a month

Coverage:
lump sum
$1,483,670.49
yearly withdrawal
$74,190.13
Premium:
$477.27

31, Female making $10,000 a month

Coverage:
loyalty bonus
up to 0.5% from the 10th year onwards
welcome bonus
up to 40% of the first-year premiums
Premium:
Not provided
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Why choose Whatins to help?

First thing's first. We are just like you - everyday people who find the insurance buying process confusing and hard to navigate.

We built this platform to make insurance easier. Our goal is to help you discover all your options so you can make an informed decision.

Unlike other sites, we are not associated with any company and are truly third party.

This means we have no incentive to push you to any one company or any one advisor.

You won't find any other site able to say this.

No fuss, no hassle

No fuss, no hassle

Advisors can not spam you as providing your phone number is optional and we do not share your contact until after they submit their suggestions. This allows you to take your time deciding on the right policies for you.

Multiple perspectives

Multiple perspectives

By getting 5 different advisors to share their perspectives, you can properly compare your options instead and instantly identify the advisors who are trying to oversell you.

AI assisted analysis

AI assisted analysis

5 perspectives can be a lot to process. That's why we built AI tools to help you analyse your options and support you all the way so you can be confident in your decision.

Why compare HSBC Life Retirement Income II with other Endowment options through Whatins?

Traditional Approach

  • Only see one company's projected returns
  • May push higher projections without context
  • Limited comparison of guaranteed amounts

Whatins Advantage

  • Compare guaranteed returns across insurers
  • See how different companies project returns
  • Get multiple views on bonus rate histories
  • Understand different payout structures

In summary: If you want more control and multiple suggestions, then Whatins is the way to go.

No Number Needed

No phone number needed. No endless calls. Just clear advice on your terms.

How It Works

  • 1

    Get instant access to 5 private Telegram groups - one with each advisor

  • 2

    Ask questions, share documents, and get personalized advice in your own time

  • 3

    After 5 days, groups automatically dissolve - ensuring your privacy

Why This Works Better

  • No phone number sharing required
  • Control the conversation - mute or unmute as needed
  • Compare advice easily with chat history
  • Zero pressure - groups disappear after 5 days
  • Leave any group instantly if you're not comfortable

Hear what others are saying

L

Lynn

Age 26

Phone number really isn't needed!

I loved that I didn't need to give out my phone number to get great advice. They created a telegram bot that connects the advisors to me so the advisors don't get my personal ID.

J

Jo

Age 43

It way okay

(Yeah we know)

J

Joseph

Age 35

Great experience

I have some underlying conditions and I was amazed at how the advisors were able to give me very helpful suggestions.

A

Amanda

Age 25

Would recommend

I appreciate this service because I can instantly see when an advisor tries to sell me things I don't need as their premiums are much higher than the rest.

N

Naterlie

Age 26

Easy & intuitive

Getting the insurance suggestions through Whatins is pretty easy and intuitive. I've actually recommended to others to give it a go if they want some recommended insurance plans.

Sample Proposal

How it works

Step 1: Complete questionnaire

Answer a few simple questions about your current insurance situation and potential future needs in order for the advisors to properly provide you with a tailored proposal.

Step 2: Get matched with 5 insurance advisors

The advisors are from different companies, giving you a wide range of perspectives.

Step 3: Get private consultations

We'll provide you with 5 telegram chats. Each chat will just be you and the advisor and will automatically close after 5 days.

Step 4: Work with the advisors that you resonate with

After seeing the suggestions and having some brief interactions, it's your turn to decide who deserves your time for a full insurance analysis.

Compare HSBC Life Retirement Income II and its equivalent all at once

Make an informed decision. Get 5 different advisors to help you compare HSBC Life Retirement Income II against other Endowment and see which one is best for you. Takes less than 5 minutes!

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Frequently asked questions