AIA Mum2Baby Choices: Comprehensive Protection for Expectant Mothers and Newborns

When you're expecting a child or growing your family, ensuring the best possible start for your little one becomes a top priority. That's where AIA Mum2Baby Choices comes in - a unique suite of prenatal insurance plans designed to provide comprehensive protection for both mother and child from as early as the 13th week of pregnancy . Let's dive into the details of this innovative insurance product and explore how it can benefit you and your growing family.

AIA Mum2Baby Choices is a comprehensive insurance package that offers protection for expectant mothers and their unborn children, extending coverage even after birth. What sets this plan apart is its early coverage, starting from the 13th week of pregnancy , and its flexibility to transfer the base plan and applicable riders to your child within 60 days from birth, with no medical questions asked .

Both options offer coverage amounts of S$5,000, S$10,000, or S$25,000.

AIA Mum2Baby Choices provides an extensive range of benefits for both mother and child:

1. Death Benefit for Mother

2. Pregnancy Complications Coverage

3. Childbirth Medical Negligence Benefit

4. Congenital Illnesses Coverage

5. Hospital Care Benefit for Baby (Up to 30 Days)

6. Hospital Care Benefit for Mother (Up to 30 Days)

7. Major Hospitalisation Care Benefit for Mother

8. Pregnancy Complications Hospital Care Benefit for Mother (Up to 30 days)

The plan covers a wide range of pregnancy complications, including:

1. Abruptio Placentae

2. Amniotic Fluid Embolism

3. Choriocarcinoma and Malignant Hydatidiform Mole

4. Disseminated Intravascular Coagulation

5. Fatty Liver of Pregnancy

6. Gestational Diabetes resulting in Foetal Macrosomia and Neonatal Hypoglycaemia

7. HELLP Syndrome

8. Miscarriage due to Accident

9. Placenta Increta / Percreta

10. Postpartum Haemorrhage requiring Hysterectomy

11. Pre-Eclampsia or Eclampsia

12. Still birth

13. Uterine Rupture

14. Vasa Previa

The plan covers an extensive list of 25 congenital illnesses, including:

1. Absence of Two Limbs

2. Anal Atresia

3. Atrial Septal Defect

4. Biliary Atresia

5. Cerebral Palsy

6. Cleft Palate / Cleft Lip

7. Club Foot

8. Coarctation of Aorta

9. Congenital Blindness

10. Congenital Cataract

11. Congenital Deafness

12. Down's Syndrome

13. Spina Bifida

14. Tetralogy Fallot

15. Ventricular Septal Defect

This benefit covers various scenarios, including:

1. Admission into ICU / HDU

2. Incubation of a newborn child (more than 3 consecutive days)

3. Infectious diseases (e.g., Avian Influenza, Dengue fever, MERS-CoV, SARS, Zika fever)

4. Inpatient hospitalization due to Hand, Foot and Mouth Disease

5. Phototherapy or blood transfusion for severe neonatal jaundice

6. Premature birth requiring neonatal ICU / HDU

AIA Mum2Baby Choices offers a unique and comprehensive solution for expectant parents looking to secure protection for both mother and child from pregnancy through early childhood. With its early coverage, extensive benefits, and flexibility, it provides peace of mind during a crucial life stage. However, as with any insurance decision, it's important to carefully consider your personal needs, financial situation, and long-term family plans before making a choice.

Remember, the best insurance plan is one that fits your specific circumstances and provides the protection you need when you need it most. If you're considering AIA Mum2Baby Choices or any other prenatal insurance plan, it's wise to consult with a financial advisor who can provide personalized recommendations based on your unique situation.

Ready to explore your options further? Don't rely on just one perspective. Get expert insights tailored to your unique needs. Sign up now to receive 5 expert opinions on prenatal and child insurance plans . These professionals will review your specific situation and provide personalized recommendations, helping you make the most informed decision for your growing family.

By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your family's future. Don't leave your family's protection to chance – get the expert advice you deserve today.