Are you looking for a way to invest that's straightforward, flexible, and designed to maximize your returns? FWD Invest First Plus might be the solution you've been searching for. This regular premium investment-linked policy offers a unique approach to growing your wealth, with features that set it apart from traditional investment products. Let's dive into what makes FWD Invest First Plus special and how it could help you achieve your financial goals.

FWD Invest First Plus is an investment-linked insurance plan that aims to make investing simpler and more rewarding. It's designed for individuals who want to grow their wealth over time while maintaining flexibility and transparency in their investments. Whether you're planning for your child's education, your retirement, or simply want to build your wealth, this plan offers a range of features to support your financial journey.

Let's look at an example to understand how this plan can help you achieve your financial goals:

Ken, age 40, wants to plan for his retirement. He needs S$7,000 per month to maintain his lifestyle at age 65, but his personal savings will only provide S$2,000 per month. Here's how FWD Invest First Plus can help bridge the S$5,000 monthly gap:

• Ken contributes S$1,000 per month for 25 years.

• At age 65 (Year 25), Ken has two options:

Option A: End the policy with a surrender value of S$726,765 (based on 8% p.a. projected returns).

Option B: Withdraw S$5,000 monthly for 20 years, with a remaining surrender value of S$348,063 at age 85.

This example illustrates how FWD Invest First Plus can potentially provide significant returns to support your retirement needs.

FWD Invest First Plus aims for transparency in its fee structure. Key charges include:

1. Initial account charge: Varies based on premium payment term (1.0% - 1.8% p.a.)

2. Policy charge: 1.2% p.a. of annualized committed regular premium

3. Premium charge for top-ups: 5%

4. Fund management fee: Varies by fund, already accounted for in unit price

It's important to note that while some charges increase over time, the total amount charged is fixed through the premium payment term or policy term.

This plan might be suitable if you:

• Want a long-term investment solution with insurance coverage

• Appreciate transparency in fees and charges

• Desire flexibility in managing your investments and premiums

• Are comfortable with market-linked returns

However, it's important to consider your financial situation, risk tolerance, and long-term goals before committing to any investment plan.

FWD Invest First Plus offers a unique approach to investment-linked policies with its fixed total charges, bonus units, and high flexibility. While it presents attractive features for long-term wealth accumulation, it's crucial to thoroughly understand the product and consider how it fits into your overall financial plan.

Ready to explore your investment options further? Don't rely on just one perspective. Get expert insights tailored to your unique financial situation. Sign up now to receive 5 expert opinions on investment-linked policies. These professionals will review your specific needs and provide personalized recommendations, helping you make the most informed decision possible.

By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best investment strategy for your future. Don't leave your financial growth to chance – get the expert advice you deserve today.