The sum assured decreases over time, matching your reducing mortgage balance.

Covers death, terminal illness, and total and permanent disability.

You can start this plan between ages 40 to 80.

Protection lasts until you're 100 years old.

Your premium rates are locked in and won't change throughout the policy term.

If you survive to the end of the policy term without making any claims, you'll receive a refund of all premiums paid.

If the insured person passes away, the policy will pay out the higher of: the total premiums paid (excluding rider premiums) or the guaranteed death benefit as shown in the policy illustration.

If the insured person suffers from TPD, the policy will pay out the death benefit in one lump sum. The definition of TPD varies based on the insured person's age and the timing of the disability.

If the insured person is diagnosed with a terminal illness expected to result in death within 12 months, the policy will pay out the death benefit in one lump sum.

If you surrender your policy after it has been in force for at least 7 years, you'll receive a percentage of the premiums paid.

If the insured person survives to the end of the policy term without making any claims for TPD or terminal illness, you'll receive a refund of 100% of all premiums paid.

Imagine you've just bought a home with a 30-year mortgage. Five years into your loan, you unexpectedly pass away. With GE Mortgage Protect Advantage, your family would receive a payout that could cover the remaining mortgage balance , allowing them to stay in the home without financial strain.

Let's say you're diagnosed with a terminal illness 10 years into your mortgage. The policy would pay out a lump sum, which could be used to settle your mortgage early , allowing you to focus on your health and family without the burden of mortgage payments.

If an accident leaves you with a total and permanent disability, preventing you from working, the policy would pay out. This could help cover your mortgage payments and other living expenses during this challenging time.

There are certain situations where the policy won't pay out, such as: suicide within the first year of the policy, self-inflicted injuries for TPD claims, and terminal illness related to HIV infection.

It's crucial to pay your premiums on time. If you don't, your policy may lapse after a 30-day grace period. While there's an option for an automatic premium loan in some cases, it's best to keep up with payments to ensure continuous coverage.

Surrendering your policy early can result in significant financial loss. The surrender value, if any, may be less than the total premiums paid.

Your policy will terminate upon the earliest of these events: death of the insured person, diagnosis of terminal illness, payout of the disability benefit, or policy lapse, surrender, or expiration.

It's best to discuss any desired changes with your Great Eastern representative, as options may be limited once the policy is in force.

You should inform Great Eastern if you refinance, as it may affect your coverage needs.

This policy is tied to you, not your property. If you sell your home, you may want to review your coverage needs with a financial advisor.

The product summary doesn't mention riders, but you can ask your Great Eastern representative about additional coverage options.

If you survive to the end of the policy term without making any claims, you'll receive a refund of all premiums paid.