Both plans offer immediate coverage of 3 or 4 times your basic sum assured . This means you get substantial protection right from the start, without having to wait for your policy to accumulate value over time.

The Supreme Early Multiplier plan covers a wide range of critical illnesses across different stages. This ensures you're protected not just in the later stages of an illness, but also in the early and intermediate stages when treatment can be crucial.

With the Supreme Early Multiplier plan, your future premiums are waived upon the first Early Stage or Intermediate Stage Critical Illness claim . This feature ensures that your coverage continues even when you might be facing financial challenges due to a health condition.

The Supreme Early Multiplier plan includes additional benefits tailored for specific situations and for younger policyholders, providing extra layers of protection.

You can choose from various premium payment terms to suit your financial planning needs.

If James is diagnosed with an Early Stage Critical Illness, he would receive a payout, and his future premiums would be waived. The policy continues to provide coverage for future claims.

If James is diagnosed with an Intermediate Stage Critical Illness, such as Major Cancers, he would receive a payout of S$350,000 (the maximum for Intermediate Stage). Additionally, he might qualify for a Special Benefit like Cancer Recovery at Intermediate Stage, which provides an extra 10% of the basic sum assured (up to S$10,000). His future premiums would also be waived.

If James is later diagnosed with a Critical Stage Critical Illness, he would receive the remaining benefit amount, bringing his total payout to S$400,000 (4 times his basic sum assured).

If James suffers from Total and Permanent Disability due to an accident before age 70, he would receive an additional payout equal to 4 times his basic sum assured, on top of the standard Total and Permanent Disability benefit. This means a total payout of 8 times his basic sum assured , providing substantial financial support when it's most needed.

Consider your current and future financial obligations. Do you need maximum coverage or are you looking for specific benefits like early-stage critical illness protection?

Look at the premium amounts and payment terms. Choose a plan that provides adequate coverage without straining your finances.

Your current age and health status may influence which plan is more suitable for you.

If you have young children, the Juvenile Benefits in the Supreme Early Multiplier plan might be particularly appealing.

Consider how these plans fit into your overall financial planning strategy.

It's best to discuss this with a Great Eastern Financial Representative, as options may vary based on your specific policy and circumstances.

There's usually a grace period for premium payments. However, consistent missed payments could lead to policy lapse. It's crucial to maintain timely payments to ensure continuous coverage.

Like most insurance policies, there are certain exclusions. It's important to read the policy contract carefully and discuss any concerns with your Financial Representative.

While the core benefits are fixed, you may have options to add riders or adjust certain features. Consult with a Great Eastern Financial Representative for personalized advice.

Great Eastern has a straightforward claims process. You can initiate a claim online, through your Financial Representative, or by contacting their customer service.