Hospital

Prestige Global Health Options: Comprehensive International Health Insurance

Are you looking for a health insurance plan that offers global coverage and flexibility ? If so, you've come to the right place. Prestige Global Health Options, offered by Great Eastern General Insurance Limited and administered by Cigna, is designed to provide comprehensive international health coverage tailored to your needs . Let's dive into the details of this plan and see if it's the right fit for you.

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What is Prestige Global Health Options?

Prestige Global Health Options is an international health insurance plan that offers comprehensive coverage for individuals and families. It's designed to provide access to high-quality healthcare worldwide , with the flexibility to customize your coverage based on your specific needs and budget.

Key Features

Coverage Levels

Three levels of coverage : Silver, Gold, and Platinum

Global Coverage

Worldwide coverage options (including or excluding USA)

Customization

Customizable with optional benefits

High Limits

High annual benefit limits

Provider Network

Access to Cigna's global network of healthcare providers

Real premiums suggested for GREAT Prestige Global Health Options

25, Female making $4,350 a month

Coverage:
hospitalization
Private
Premium:
$327.49
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26, Male making $5,700 a month

Coverage:
hospitalization
Private
Premium:
$28.87
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35, Female making $3,570 a month

Coverage:
hospital
Private
Premium:
$36.94
Read More
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Core Coverage: International Medical Insurance

The heart of the Prestige Global Health Options plan is the International Medical Insurance . This core coverage provides essential protection for inpatient, daypatient, and accommodation costs, as well as cancer treatment, mental health care, and more. Let's break down the key benefits:

Annual Benefit Maximum

Silver: $1,000,000 b>Gold: $2,000,000 b>Platinum: $3,000,000

Hospital Charges

Silver: Paid in full for a semi-private room b>Gold and Platinum: Paid in full for a private room

Surgeons' and Anaesthetists' Fees

Paid in full across all plans

Hospital Accommodation for a Parent or Guardian

Silver and Gold: Up to $1,000 b>Platinum: Paid in full

Transplant Services

Paid in full across all plans

Kidney Dialysis

Paid in full across all plans

Cancer Care

Paid in full across all plans

Mental Health Care

Silver: Up to $5,000 b>Gold: Up to $10,000 b>Platinum: Paid in full

Optional Benefits

To customize your coverage, you can add the following optional benefits :

International Outpatient

Covers outpatient care and medical emergencies that don't require hospital admission.

International Medical Evacuation

Provides coverage for emergency transportation to the nearest center of medical excellence.

International Health and Wellbeing

Covers screenings, tests, examinations, and counseling support.

International Vision and Dental

Covers routine eye examinations, spectacles, and a wide range of dental treatments.

Customization Options

Prestige Global Health Options allows you to further tailor your plan with the following choices:

  • Deductible Options: Choose from various deductible amounts to adjust your premium.

  • Cost Share Options: Select a percentage of cost share (0%, 10%, 20%, or 30%) with an out-of-pocket maximum.

  • Area of Coverage: Choose between Worldwide including USA or Worldwide excluding USA.

Why Compare GREAT Prestige Global Health Options with other Hospital (ISP) Options through Whatins?

Traditional Approach

  • Only see options from advisor's preferred insurer
  • Limited comparison with MediShield Life integration
  • May push specific ward classes without full context

Whatins Advantage

  • Compare how different plans integrate with MediShield Life
  • See actual bill coverage differences between insurers
  • Get multiple perspectives on public vs private coverage
  • Understand ward class options across insurers

Key Considerations

  • Waiting Periods: Some benefits, such as maternity care and dental treatments, have waiting periods before coverage begins.

  • Pre-existing Conditions: Generally not covered unless expressly agreed upon.

  • Age Limits: Coverage is available up to age 75, with some benefits having age restrictions.

  • Renewal: The policy is renewable annually, subject to terms and conditions at the time of renewal.

Is Prestige Global Health Options Right for You?

This plan might be a good fit if you:

  • Need comprehensive international health coverage
  • Want the flexibility to customize your plan
  • Desire access to high-quality healthcare worldwide
  • Are looking for a plan with high benefit limits
  • Want options for outpatient care, medical evacuation, and dental coverage

However, it may not be suitable if you:

  • Only need basic, local health coverage
  • Have pre-existing conditions that require immediate coverage
  • Are over 75 years old
  • Are looking for the most budget-friendly option

Remember, choosing the right health insurance is a significant decision. While Prestige Global Health Options offers comprehensive coverage and flexibility, it's essential to carefully consider your specific needs, budget, and circumstances.

Get Expert Advice

Ready to take the next step? Don't rely on just one perspective. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on international health insurance options . These professionals will review your specific needs and provide personalized recommendations, helping you make the most informed decision possible.

By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your global healthcare needs. Don't leave your health protection to chance – get the expert advice you deserve today.

Click here to get 5 expert opinions on international health insurance