Get advice
Hospital

Introduction

In today's uncertain world, having comprehensive health insurance is crucial for financial security and peace of mind. While integrated shield plans offer basic coverage, they may not be sufficient for all medical expenses. This is where Hospital Care Insurance from Income steps in. Designed to complement your existing health insurance, Hospital Care provides additional daily cash benefits when you're hospitalized, ensuring you can focus on recovery without worrying about extra costs. Let's explore how this innovative product can enhance your healthcare protection.

Insurance Calculator

Find the right coverage in minutes

  • Accurate coverage estimates
  • Save time with instant results
  • Personalized recommendations

Key Features

Hospital Care Insurance offers a range of features designed to provide comprehensive coverage and financial support during hospitalization. From daily cash benefits to specialized ICU coverage, this plan ensures you're well-protected in various medical scenarios. Let's delve into the key features that make Hospital Care Insurance stand out.

Daily Hospital Cash

Receive up to $300 per day when hospitalized. This benefit covers up to 730 days for every injury or sickness, providing long-term financial support during extended hospital stays.

ICU Triple Cover

Get enhanced protection of up to $900 per day when admitted to the Intensive Care Unit (ICU). This triple cover benefit applies for up to 60 days for each injury or sickness, offering substantial support during critical times.

Day Surgery Coverage

Benefit from reimbursement for day surgery expenses in a hospital. The coverage ranges from $250 to $1,200 per injury or sickness, depending on your chosen plan.

Emergency Outpatient Care

Receive coverage for emergency outpatient expenses to treat injuries. This benefit covers treatment within 48 hours of an accident and follow-up care for up to 30 days, with limits ranging from $250 to $1,200 per accident.

Benefits

Hospital Care Insurance goes beyond basic coverage to offer a comprehensive suite of benefits. These additional features are designed to provide holistic support during various medical situations, ensuring you're protected in multiple scenarios. Let's explore the diverse benefits that make this plan a valuable addition to your health insurance portfolio.

Global Protection

Enjoy 24-hour worldwide coverage. You're protected while in Singapore and for up to 90 days when traveling abroad during each policy year, ensuring peace of mind wherever you go.

Ambulance Expenses

Get reimbursed for ambulance expenses up to $500 per policy year. This benefit applies when you're eligible for the daily hospital cash or ICU triple cover benefits, covering essential emergency transport costs.

Home Recovery Support

Receive additional support during your recovery at home. Get up to $150 per day for up to 5 days of medical leave following hospitalization, helping you focus on recuperation without financial stress.

Fill in your details to get started

or

By filling this out, you agree to allow us to contact you about insurance related information.

Learn more

Other Benefits

Hospital Care Insurance offers additional benefits that further enhance its value and flexibility. These features are designed to accommodate various needs and preferences, making the plan adaptable to different lifestyles and financial situations. Let's explore these additional benefits that contribute to the comprehensive nature of this insurance product.

Flexible Payment Options

Choose between yearly or monthly premium payments. Enjoy a 5% discount when opting for yearly payments, allowing you to manage your insurance expenses in a way that suits your financial planning.

Family Discount

Benefit from family discounts when insuring multiple family members. Receive a 10% discount for 2 insured persons, 15% for 3, and 20% for 4 or more, making it cost-effective to protect your entire family.

Age-Based Premiums

Premiums are tailored to your age group, ensuring fair and appropriate pricing. The plan offers coverage from 30 days old up to 65 years, with the possibility of extension up to 75 years, subject to new terms.

Eligibility and Application Process

To be eligible for Hospital Care Insurance, you must hold a valid Singapore identification document and be between 30 days and 65 years old. The application process is straightforward and can be completed online or through an Income insurance advisor. You'll need to provide basic personal information and answer some health-related questions. Once your application is approved, you can choose your preferred payment method and frequency. It's important to note that coverage may be extended up to 75 years old, subject to new terms and Income's approval.

Claims and Customer Service

Filing a claim with Hospital Care Insurance is a simple process. You'll need to submit the claim form along with original invoices and receipts within 30 days of the accident or sickness. Claims can be submitted online through Income's website or mobile app, or by email to [email protected]. For assistance with claims or any other inquiries, you can contact Income's customer service team at 6788 1777. They're available to help you navigate the claims process and answer any questions you may have about your coverage.

Fill in your details to get started

or

By filling this out, you agree to allow us to contact you about insurance related information.

Learn more

1170+

Suggestions Facilitated

11+

Insurance Brands Represented

154+

MAS Licensed Advisors

Conclusion

Hospital Care Insurance from Income is an excellent choice for individuals seeking additional financial protection during hospitalization. It's particularly well-suited for those who want to supplement their existing health insurance, families looking for comprehensive coverage with attractive discounts, and individuals who value flexibility in their insurance plans. The daily cash benefits and global coverage make it an attractive option for frequent travelers as well.
through Whatins. You'll receive personalized advice and a variety of options, helping you make an informed choice. Plus, by participating, you'll enter our 'Premiums On Us' campaign, where you could win your quarterly insurance premiums paid by Whatins. Don't miss this opportunity to enhance your health coverage and potentially save on premiums!