As a woman, you wear many hats - daughter, wife, mother, friend, and leader. Your roles are diverse and challenging, and you deserve protection that keeps up with your unique needs. That's where Lady 360 comes in - a comprehensive yet affordable female protection plan designed specifically for the modern woman. Let's dive into what makes this plan special and how it can help you live life your way with peace of mind.

Before we explore the details of Lady 360, it's important to understand why female-specific protection is crucial:

1. Rising cancer rates: Breast cancer cases have been increasing significantly since 2008. Each year, about 2,165 women in Singapore are newly diagnosed with breast cancer.

2. High cancer risk: 1 in 4 people may develop cancer in their lifetime, and women face unique risks.

3. Leading cause of death: From 2014 to 2018, breast cancer was the leading cause of cancer mortality in females, contributing to 2,196 deaths.

These statistics highlight the importance of having comprehensive protection tailored to women's health needs.

Lady 360 is a term life insurance plan that offers 360° protection for women . It's designed to provide comprehensive coverage for specific female illnesses, surgeries, and post-diagnosis support, as well as a death benefit.

Let's look at how Lady 360 might protect a policyholder:

Ms. Tan, a 25-year-old non-smoker, signs up for Lady 360 with a sum assured of $25,000 and a policy term up to age 64. Her monthly premium is $41.50.

At age 39, Ms. Tan is diagnosed with malignant breast cancer. Here's how her Lady 360 policy supports her:

1. She receives $25,000 (100% of sum assured) under the Female Illnesses Benefit.

2. She undergoes bilateral mastectomy and receives $7,500 (30% of sum assured) under the Female Surgeries Benefit.

3. She takes a molecular gene expression profiling test and receives $3,750 (15% of sum assured) under the Support Benefit.

4. Her premiums are waived for the next 24 months.

At age 40, Ms. Tan undergoes reconstructive breast surgery and receives an additional $21,250 (remaining 85% of sum assured) under the Support Benefit.

Even after these claims, Ms. Tan continues to enjoy coverage for remaining benefits and her biennial health screening benefit until the end of her policy term at age 64.

While Lady 360 offers comprehensive coverage, it's important to note a few key points:

1. Waiting Period: There's a 90-day waiting period from the policy start date. Any conditions that occur or are diagnosed within this period are not covered.

2. Survival Period: For the Female Illnesses Benefit, you must survive for at least 7 days after diagnosis before the benefit is paid.

3. Claim Limits: While you can claim for multiple events, there are limits to how much you can claim under each benefit category.

4. Renewal Terms: If you choose the 10-year renewable option, renewal is only possible if you haven't made any claims during the contract term.

5. Age Restrictions: If you renew your policy on or after your 45th birthday, it will only be renewed up to age 64.

Lady 360 could be an excellent choice if you:

• Want comprehensive coverage specifically designed for women's health issues

• Are looking for affordable premiums with extensive coverage

• Value the peace of mind that comes with regular health screenings

• Want a plan that continues to provide coverage even after making multiple claims

However, as with any insurance decision, it's important to carefully consider your personal needs, health history, and financial situation. While Lady 360 offers broad coverage, it may not be suitable for everyone.

Lady 360 offers a unique and comprehensive approach to protecting women's health and financial well-being. With its wide-ranging coverage for female-specific illnesses and surgeries, post-diagnosis support, and additional benefits like premium waivers and health screenings, it provides a safety net that allows you to live life confidently.

Remember, the best insurance plan is one that fits your specific needs and circumstances. While Lady 360 offers many attractive features, it's always wise to consult with a qualified insurance advisor before making a decision.

Ready to explore your options further? Don't rely on just one perspective. Get expert insights tailored to your unique needs. Sign up now to receive 5 expert opinions on female-specific insurance plans. These professionals will review your specific situation and provide personalized recommendations, helping you make the most informed decision possible.

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By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your needs as a woman. Don't leave your protection to chance – get the expert advice you deserve today.