In today's unpredictable world, protecting yourself and your loved ones from unexpected accidents is crucial. Manulife ReadyProtect offers a comprehensive personal accident insurance solution that provides financial security without breaking the bank. Starting from just S$2 per week, this flexible policy offers five different levels of protection, allowing you to tailor coverage to your family's specific needs. With benefits ranging from accidental death coverage to medical expense reimbursement, Manulife ReadyProtect ensures you're prepared for life's unexpected events.
Discover how much insurance coverage you might need based on your financial situation.
No personal information required.
Manulife ReadyProtect offers a wide range of coverage options to protect you and your family from various accident-related risks. From accidental death benefits to medical expense reimbursements, this policy provides comprehensive protection tailored to your needs. Let's explore the key benefits offered by Manulife ReadyProtect:
Financial Protection. Provides a lump sum payment ranging from S$50,000 to S$1,000,000 in the event of accidental death. The benefit amount varies based on the chosen plan level.
Comprehensive Coverage. Offers a lump sum payment of up to 150% of the sum assured for permanent total disability resulting from an accident. This benefit ensures financial support in case of severe disabilities.
Scaled Benefits. Provides payouts based on a schedule of injuries, with benefits ranging from 1% to 150% of the sum assured depending on the severity of the disability.
Weekly Income Support. Offers weekly payouts ranging from S$50 to S$500 for up to 104 weeks if you're unable to work due to an accident. The amount varies based on the chosen plan level.
Accident-Related Costs. Covers medical expenses incurred due to accidents, with limits ranging from S$1,000 to S$10,000 per accident. The benefit doubles for overseas accidents.
Comprehensive Support. Includes coverage for ambulance fees (up to S$200 per accident), mobility aids, and home modifications (up to S$20,000 for the highest plan). These benefits ensure holistic support during recovery.
Manulife ReadyProtect offers flexibility in tailoring your coverage to suit your specific needs and budget. With multiple plan levels and optional benefits, you can create a personalized insurance solution that provides the right amount of protection for you and your family. Here's how you can customize your coverage:
Flexible Protection Levels. Choose from five different plan levels: Head Start, Accelerate, Advantage, Ultimate, and Signature. Sum assured for accidental death ranges from S$50,000 to S$1,000,000, allowing you to select the appropriate coverage amount.
Enhanced Coverage. Customize your policy with optional benefits such as Income Support Benefit, Hospital Cash Benefit, and Child Care Benefit. These add-ons allow you to tailor your protection based on your specific needs and circumstances.
| Age | What suggestion covers | Premium |
|---|---|---|
| 27, Female making $3,800 a month | TPD $1,000,000 death $1,000,000 | $455.95 null |
| 29, Female making $4,166.667 a month | TPD $1,000,000 death $1,000,000 | $481.1 annual |
| 26, Female making $5,091.667 a month | Not elaborated | $173 annual |
| 25, Female making $3,333.333 a month | accident medical reimbursement $3,000 accidental death $250,000 accidental dismemberment and burns $250,000 accidental major dismemberment $750,000 accidental permanent total disability $750,000 additional payout for accidental death $250,000 ambulance services $200 broken bones $12,000 daily accidental hospital income $150 daily accidental icu $150 emergency medical evacuation and repatriation $25,000 tcm chiropractic medical reimbursement $750 | Not provided |
| 23, Female making $5,500 a month | hospitalisation: private hospital $469.35 public hospital $296.75 | $737.35 annual |
Manulife ReadyProtect offers a range of optional riders and additional benefits to enhance your coverage and provide comprehensive protection for you and your family. These add-ons allow you to tailor your policy to address specific needs and concerns. Let's explore the key riders and additional benefits available:
Financial Continuity. Provides weekly income support of S$50 to S$500 for up to 104 weeks if you're unable to work due to an accident. Also includes a disability support allowance of up to S$1,000,000 paid over 10 years.
Daily Hospital Allowance. Offers daily cash benefits ranging from S$50 to S$500 for up to 365 days per accident. The benefit doubles for ICU admissions, up to 30 days per accident.
Education Protection. Available for children up to 16 years old, this benefit includes an education assurance fund of up to S$100,000 and a payor waiver benefit. It also provides additional medical reimbursement and child disability support allowance.
Manulife Singapore is committed to providing efficient claims processing and excellent customer support for ReadyProtect policyholders. To file a claim, you can visit Manulife's website or contact their customer service hotline at +65 6833 8188. The claims process typically requires submission of relevant documents, such as medical reports and bills. Manulife aims to process straightforward claims within 5 working days upon receipt of all required documents. For any inquiries or assistance, their customer service team is available Monday to Friday, 9am to 6pm.
Manulife ReadyProtect offers a versatile and comprehensive personal accident insurance solution suitable for various individuals. It's particularly beneficial for young professionals seeking affordable protection, families looking for customizable coverage, and those who frequently travel overseas due to its enhanced overseas benefits. The policy's flexibility and range of optional benefits make it adaptable to changing life circumstances.
who can provide you with tailored recommendations and insights. Plus, you'll be entered into our 'Premiums On Us' quarterly draw, where you could win your insurance premiums paid by Whatins. Don't miss this opportunity to make an informed decision about your personal accident coverage!
or
By filling this out, you agree to allow us to contact you about insurance related information.
Suggestions Facilitated
Insurance Brands Represented
MAS Licensed Advisors
or
By filling this out, you agree to allow us to contact you about insurance related information.
