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Personal Accident

Protect Your Active Lifestyle with PA Fitness Protect

For fitness enthusiasts and sports lovers, the risk of injury is an ever-present concern. That's where PA Fitness Protect comes in, offering specialized accident protection tailored for the active individual. This innovative insurance product from Income provides comprehensive coverage for a wide range of sports and fitness activities, ensuring you can pursue your passion with peace of mind. With features like 2X coverage for medical expenses due to accidental tears, dislocations, and fractures, PA Fitness Protect goes beyond typical health insurance plans to safeguard your physical well-being. Starting from just $0.58 a day, it's an investment in your active lifestyle that you can't afford to miss.

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Comprehensive Coverage and Benefits

PA Fitness Protect offers a range of benefits designed to provide comprehensive protection for fitness enthusiasts. From accidental death coverage to medical expense reimbursement, this plan ensures you're protected in various scenarios. Let's explore the key benefits that make PA Fitness Protect stand out:

Accidental Death Protection

Financial security for loved ones. Provides a lump sum payment of up to $500,000 under the Prestige plan in the event of accidental death.

Permanent Disability Coverage

Support for life-changing injuries. Offers up to $750,000 per policy year under the Prestige plan for permanent disabilities resulting from accidents.

Medical Expense Reimbursement

Comprehensive health cost coverage. Reimburses up to $15,000 per policy year for accidental medical expenses under the Prestige plan, including a sub-limit of $3,000 for treatment by Chinese medicine practitioners or chiropractors.

Extra Coverage for Injuries

Enhanced protection for common sports injuries. Provides an additional $15,000 per policy year under the Prestige plan for medical expenses related to tears, dislocations, and fractures, including up to $10,000 for physiotherapy.

Third-Party Liability

Protection against legal costs. Covers up to $1,000,000 per accident under the Prestige plan for third-party liability, safeguarding you from potential financial risks due to accidents causing injury to others or damage to their property.

Additional Benefits

Comprehensive support for various scenarios. Includes coverage for ambulance fees (up to $700 per policy year), accidental damage to rental equipment (up to $2,000 per policy year), and reimbursement for unused activity fees (up to $5,000 per policy year) if you're unable to participate due to hospitalization.

Flexible Coverage Options

PA Fitness Protect understands that every individual has unique needs. That's why the plan offers flexibility in coverage options, allowing you to tailor the protection to your specific requirements and budget. Here's how you can customize your coverage:

Plan Tiers

Choose your ideal coverage. PA Fitness Protect offers three tiers: Basic, Superior, and Prestige, each providing increasing levels of coverage to suit different needs and budgets.

Optional Sports Equipment Rider

Protect your gear. Add coverage for your own sports equipment, including bicycles, personal mobility devices, and other sports gear, with protection up to the purchase price of the equipment.

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Additional Benefits and Riders

PA Fitness Protect goes beyond basic coverage to offer additional benefits and riders that enhance your protection. These extras are designed to provide comprehensive support for your active lifestyle. Let's explore the additional features that make this plan stand out:

No Claim Discount

Reward for safe practices. Enjoy a 10% discount off your main plan premium at renewal if you haven't made any claims during the policy year.

Adventurous Activities Coverage

Protection for thrill-seekers. Includes coverage for a wide range of adventurous activities such as rock climbing, scuba diving, sky diving, and more, allowing you to pursue your passions with confidence.

Sports Equipment Rider

Safeguard your investments. Optional coverage for your own sports equipment, including bicycles, personal mobility devices, and other gear, protecting them against accidental damage during use.

Claims and Customer Support

Filing a claim with PA Fitness Protect is designed to be straightforward and hassle-free. In the event of an accident or injury, policyholders can initiate the claims process by contacting Income's customer service team or visiting their website. The dedicated claims team will guide you through the necessary steps and documentation required. For any queries or assistance, Income's customer support is readily available via phone at 6788 1111 or through their online chat service at income.com.sg/advisor-connect. Their commitment to prompt and efficient service ensures that you receive the support you need when it matters most.

Is PA Fitness Protect Right for You?

PA Fitness Protect is an excellent choice for active individuals who regularly engage in sports and fitness activities. It's particularly well-suited for fitness enthusiasts who want comprehensive accident coverage that goes beyond typical health insurance plans. Adventure seekers who participate in extreme sports will find the adventurous activities coverage especially valuable. Additionally, those who invest in high-quality sports equipment can benefit from the optional Sports Equipment Rider. If you're passionate about maintaining an active lifestyle and want peace of mind knowing you're protected against potential accidents and injuries, PA Fitness Protect could be the ideal insurance solution for you.

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