PruExtra: Comprehensive Health Coverage for Your Peace of Mind

PruExtra covers your medical expenses at all Singapore private hospitals , giving you access to top-tier healthcare when you need it most.

PruExtra significantly reduces your out-of-pocket expenses by covering 95% of your Deductible and half of your Co-insurance . There's a S$3,000 annual limit on out-of-pocket expenses if you use a Panel provider.

PruExtra gives you access to a wide network of Panel providers , including registered medical practitioners, specialists, private hospitals, and private treatment centers.

PruExtra offers different levels of coverage to suit your needs and budget, including PRUExtra Premier CoPay and PRUExtra Supplementary plan.

This feature likely provides additional services or benefits when you use Panel providers.

Covers medical expenses at all Singapore private hospitals, offers more affordable premiums, covers 95% of Deductible and half of Co-insurance, with a S$3,000 annual limit on out-of-pocket expenses with Panel providers. Renewal premium is subject to claims-based pricing .

Covers 95% of Deductible and half of Co-insurance, with a S$3,000 annual limit on out-of-pocket expenses with Panel providers. Offers the lowest premium levels among the PRUShield Premier plans .

Covers 50% of Deductible and half of Co-insurance, with a S$3,000 annual limit on out-of-pocket expenses with Panel providers. Also offers the lowest premium levels among the PRUShield Premier plans.

A fixed amount you need to pay before your insurance benefits kick in. PruExtra covers up to 95% of this amount .

The percentage of the remaining bill you pay after the Deductible. PruExtra covers half of this amount .

Healthcare providers with an agreement with Prudential. Using a Panel provider often results in better coverage and lower out-of-pocket costs .

Your renewal premium may be adjusted based on the claims you've made in the previous year.

If you choose to stay in a private hospital, your coverage may be pro-rated, potentially increasing your costs.

For a S$100,000 surgery at a private hospital, PruExtra could potentially save you tens of thousands of dollars by covering most of your Deductible, half of your Co-insurance, and capping your out-of-pocket expense at S$3,000 with a Panel provider.

For a chronic condition requiring multiple hospital visits, PruExtra provides coverage for each visit with a total annual out-of-pocket expense capped at S$3,000 (with Panel providers), offering significant peace of mind and financial security.

PruExtra is designed to work with PRUShield Base Plans, so you'll likely need to have or get a PRUShield plan first.

You can still use Non-panel providers, but your out-of-pocket expenses may be higher.

Your renewal premium may increase if you've made claims in the previous year. The exact impact would depend on Prudential's pricing model.

The summary doesn't specify an age limit. It's best to check with a Prudential consultant.

While not specified, many insurance providers allow plan changes at renewal. Check with Prudential for their specific policies.