In today's unpredictable world, personal accident insurance is a crucial safeguard for you and your loved ones. Prudential's PRUPersonal Accident plan offers comprehensive protection against a wide range of accidents and their financial consequences. This innovative policy provides 24-hour worldwide coverage, ensuring you're protected whether at home, work, or traveling abroad. With features like triple payouts for public transport accidents and coverage for adventurous activities, PRUPersonal Accident stands out as a versatile and robust insurance solution for the modern Singaporean.
Discover how much insurance coverage you might need based on your financial situation.
No personal information required.
PRUPersonal Accident offers a comprehensive suite of benefits designed to provide financial support in various accident scenarios. From accidental death coverage to medical expense reimbursement, this policy ensures you're protected against the unexpected. Let's explore the key benefits that make PRUPersonal Accident a standout choice for personal protection.
Provides a lump sum payment of up to S$1,000,000 to your beneficiaries in the event of accidental death. This benefit can be doubled or tripled under specific circumstances, offering maximum protection of up to S$3,000,000.
Offers financial support if you become permanently disabled due to an accident. The payout can be up to 100% of the sum assured, depending on the severity of the disability.
Provides a percentage of the sum assured based on the extent of permanent partial disability sustained. This ensures you receive appropriate compensation for various levels of injury.
Reimburses medical expenses incurred due to an accident, up to S$6,000 per accident or infectious disease. This includes coverage for Traditional Chinese Medicine treatments up to S$1,500 per accident.
Covers a range of scenarios including food poisoning, animal and insect bites, and injuries during National Service. The policy also offers a no-claims bonus, increasing coverage by up to 25% in the first five years if no claims are made.
PRUPersonal Accident offers flexibility to tailor your coverage according to your specific needs and budget. With various sum assured options and the ability to add supplementary benefits, you can create a personalized protection plan that aligns perfectly with your lifestyle and financial goals.
Choose from six plans with sum assured ranging from S$100,000 to S$1,000,000. This allows you to select a coverage level that matches your protection needs and budget constraints.
Premiums are tailored based on your occupation class, with four categories available. This ensures fair pricing based on your risk profile, with annual premiums ranging from S$176.64 to S$2,245.80 depending on your plan and occupation class.
| Age | What suggestion covers | Premium |
|---|---|---|
| 24, Female making $4,200 a month | personal accident $250,000 | $626.21 annual |
| 38, Female making $5,000 a month | monthly benefit $600 | Not provided |
| 27, Female making $5,265 a month | accidental death $100,000 medical expenses $2,000 tcm treatment $500 | $219.03 annual |
| 29, Male making $4,166.667 a month | accidental death $100,000 medical reimbursement $2,000 tcm reimbursement $500 | $177 annual |
| 26, Female making $4,301 a month | TPD $150,000 critical illness $150,000 death $30,000 early critical illness $100,000 | $1,448 annual |
PRUPersonal Accident offers optional riders to enhance your coverage and provide additional financial support during recovery. These supplementary benefits can be added to your base plan to create a more comprehensive protection package tailored to your specific needs.
Provides daily hospital income of up to S$450 per day for accidental hospitalization, and an additional S$450 per day for ICU stays. Also includes mobility aid benefits up to S$2,500 per accident and a family support fund of up to S$200,000.
Offers coverage for fractures, burns, and dislocations with sum assured options from S$25,000 to S$100,000. Includes benefits for house fitting expenses up to S$10,000 and mobility aid expenses up to S$1,000 per accident.
Provides 24-hour worldwide travel and medical assistance, including unlimited coverage for emergency medical evacuation and repatriation. This benefit ensures you're protected even when traveling abroad.
Prudential Singapore is committed to providing excellent customer service and a smooth claims process. To file a claim, policyholders can visit Prudential's website or contact their dedicated customer service hotline at 1800 333 0 333. The company offers multiple channels for claim submission, including online forms and email. Prudential's claims team aims to process straightforward claims quickly, often within a few business days. For any queries or assistance with your PRUPersonal Accident policy, you can reach out to your Prudential Financial Consultant or contact the customer service team directly.
PRUPersonal Accident is an excellent choice for individuals seeking comprehensive accident protection with flexible coverage options. It's particularly well-suited for active professionals, frequent travelers, and those engaged in adventurous activities. Families looking for additional financial security against unforeseen accidents would also benefit greatly from this policy's extensive coverage and customizable features.
who can provide you with diverse perspectives on PRUPersonal Accident and other suitable plans. By consulting with multiple advisors, you'll gain valuable insights to make an informed decision about your insurance coverage. Plus, don't miss out on our 'Premiums On Us' campaign - you could win your quarterly insurance premiums paid by Whatins! Take the first step towards comprehensive accident protection today.
or
By filling this out, you agree to allow us to contact you about insurance related information.
Suggestions Facilitated
Insurance Brands Represented
MAS Licensed Advisors
or
By filling this out, you agree to allow us to contact you about insurance related information.
