PRUsave 7th Series: Secure Your Future with Savings and Protection

PRUsave offers policy terms ranging from 10 to 45 years, allowing you to choose a duration that best fits your financial obligations and saving needs.

When your policy matures, you'll receive your maturity benefit as a single lump sum payment, giving you a significant financial boost when you need it most.

Even as you save, PRUsave protects you against Death, Terminal Illness, and Total and Permanent Disability (up to age 65).

If you purchase PRUsave for your child, they can buy a new policy at maturity (if under 25) without needing a medical examination.

You can purchase additional coverage without medical examination when you experience significant life events like marriage or becoming a parent.

Mr. Lim, age 35, wants to save for his 1-year-old son Kevin's university education. He can set aside S$4,108 annually for 20 years. At the end of the policy term: br>- Guaranteed payout:b>S$70,000 - Non-guaranteed payout: S$47,103br>- Total projected payout:b>S$117,103 br>br>This substantial sum can significantly contribute to Kevin's university expenses when he turns 21.

Mr. Goh, age 45, aims to retire by 65. He can invest S$6,026 yearly for 20 years. At the end of the policy term: br>- Guaranteed payout:b>S$100,000 - Non-guaranteed payout: S$67,290br>- Total projected payout:b>S$167,290 br>br>This lump sum can provide a solid foundation for Mr. Goh's retirement savings.

If you're diagnosed with an early or intermediate stage medical condition, this benefit waives your premium payments for a fixed period. This allows you to focus on your treatment without worrying about maintaining your policy.

This benefit waives all remaining premium payments if you're diagnosed with any of 35 listed Critical Illnesses, ensuring your financial plan stays intact even in challenging times.

Similar to the Early Stage Crisis Waiver, but designed for parents. It waives premium payments for a fixed period if the payer is diagnosed with an early or intermediate stage medical condition.

These benefits safeguard your loved one's policy if you (as the payer) experience Death, Critical Illness, or Total and Permanent Disability. Payer Security III waives premiums until your child turns 25 or the end of the premium payment term, whichever is earlier. Payer Security Plus offers an extended benefit, waiving premiums until you reach 85 or the end of the premium payment term, whichever is earlier.

PRUsave allows you to purchase additional coverage without medical examination when you experience significant life events. This feature ensures your insurance coverage can grow with your changing needs.

If you purchase PRUsave for your child, they have the option to buy a new policy at maturity (if under 25) without needing a medical examination. This ensures continued protection for your child as they enter adulthood.

PRUsave offers a balance between savings and protection. While you're building up your savings for future goals, you're also protected against life's uncertainties.

The plan offers both guaranteed and non-guaranteed benefits. While the guaranteed portion provides certainty, the non-guaranteed portion offers the potential for higher returns based on the performance of Prudential's participating fund.

It's best to choose the right policy term at the outset, as changes may not be possible after purchase. Consult with a Prudential Financial Consultant to determine the most suitable term for your needs.

Missing premium payments could result in your policy lapsing. It's crucial to ensure you can commit to the premium payments for the entire term before purchasing.

Non-guaranteed benefits depend on the performance of Prudential's participating fund. While past performance doesn't guarantee future results, Prudential has a track record of managing these funds responsibly.

This information isn't specified in the brochure. You'd need to check with a Prudential Financial Consultant for details on policy loans.

PRUsave can be tailored to different age groups and financial goals. However, the earlier you start, the more you can potentially benefit from the power of compound interest.