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Critical Illness

Introducing AIA Prime Critical Cover: Comprehensive Protection for Your Peace of Mind

In today's uncertain world, critical illness insurance plays a vital role in safeguarding your financial well-being. AIA Prime Critical Cover offers a robust solution, providing comprehensive protection against a wide range of critical illnesses. Designed for adults aged 40 to 70, this innovative product offers coverage up to age 100, ensuring you're protected when you need it most. With easier access to protection and guaranteed coverage, AIA Prime Critical Cover stands out as a smart choice for those seeking long-term peace of mind.

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Coverage and Benefits: Tailored Protection for Your Needs

AIA Prime Critical Cover offers a comprehensive suite of benefits, ensuring you're protected against a wide range of critical illnesses. From extensive coverage to special condition benefits, this product is designed to provide financial support when you need it most. Let's explore the key features that make AIA Prime Critical Cover an excellent choice for your critical illness protection needs.

Extensive Illness Coverage

AIA Prime Critical Cover protects you against 43 critical illnesses, offering comprehensive coverage for a wide range of conditions. This extensive list includes major illnesses such as cancer, heart attack, and stroke, as well as less common but equally serious conditions.

Clear Illness Definitions

Each covered critical illness is clearly defined in the policy, ensuring transparency and reducing ambiguity during claims. This clarity helps you understand exactly what conditions are covered, providing peace of mind and confidence in your protection.

Lump Sum Payout

Upon diagnosis of a covered critical illness, you'll receive 100% of the insured amount as a lump sum payout. This substantial financial support can help cover medical expenses, replace lost income, or maintain your lifestyle during recovery.

Special Condition Benefits

AIA Prime Critical Cover offers early payouts for 7 special conditions, including angioplasty, carcinoma in situ, and early Parkinson's disease. These payouts range from 10% to 15% of the insured amount, up to S$150,000, depending on the condition and age at diagnosis.

Additional Benefits: Enhancing Your Protection

AIA Prime Critical Cover goes beyond basic critical illness protection, offering a range of additional benefits to enhance your coverage and support your overall health. These features are designed to provide comprehensive support throughout your policy term, ensuring you're well-protected and encouraged to maintain good health.

Age-Based Coverage Boost

After age 85, you'll receive an additional 50% of the insured amount upon diagnosis of a critical illness. This increased coverage provides extra financial support during your later years when healthcare costs may be higher.

Health Screenings Benefit

From the 4th policy year onwards, you can claim reimbursements of up to S$250 for health screening expenses once every 3 years. This benefit encourages regular check-ups, promoting early detection and prevention of potential health issues.

AIA Vitality Integration

AIA Prime Critical Cover is powered by AIA Vitality, offering up to 15% discount on insurance premiums for AIA Vitality members. This comprehensive health and wellness program motivates you with weekly rewards and partner benefits as you achieve health and fitness milestones.

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Policy Terms and Flexibility

AIA Prime Critical Cover offers flexible policy terms to accommodate various life stages and protection needs. Understanding these options can help you choose the most suitable coverage for your unique situation. Let's explore the key aspects of the policy term and renewability options available with this product.

Flexible Entry Ages

AIA Prime Critical Cover is designed for adults aged 40 to 70 years old. This wide age range allows individuals to secure critical illness protection during their prime working years and into early retirement.

Long-Term Coverage

The policy provides coverage up to age 100, offering long-term protection against critical illnesses. This extended coverage period ensures you're protected during the years when the risk of age-related illnesses increases.

Guaranteed Renewability

AIA Prime Critical Cover offers guaranteed renewability up to age 100. This feature ensures continuous protection without the need for medical re-assessment, providing peace of mind and long-term financial security.

Claims and Customer Support: We're Here to Help

AIA Singapore is committed to providing excellent customer service and support throughout your policy term. For claims or inquiries, you can reach out to the AIA Customer Care Hotline at 1800 248 8000, available Monday to Friday from 8:45am to 5:30pm. The claims process is designed to be straightforward, ensuring you receive the support you need when it matters most. AIA's dedicated team is ready to guide you through the claims procedure and answer any questions you may have about your AIA Prime Critical Cover policy.

Is AIA Prime Critical Cover Right for You?

AIA Prime Critical Cover is an excellent choice for individuals aged 40 to 70 who are seeking comprehensive critical illness protection with long-term coverage. It's particularly suitable for those who want easier access to protection without complicated medical examinations, as well as individuals looking for additional benefits like health screening reimbursements and integration with wellness programs. If you're concerned about the financial impact of critical illnesses and want a policy that grows with you into your later years, AIA Prime Critical Cover could be the right fit for your needs.
through Whatins. You'll receive personalized proposals tailored to your unique needs, giving you a comprehensive view of your insurance options. Plus, by meeting with advisors, you'll earn entries into our 'Premiums On Us' quarterly draw, where you could win your insurance premiums paid by Whatins. Don't miss this opportunity to secure your financial future and potentially save on premiums!

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