LifeSecure: Comprehensive Disability Coverage for Your Peace of Mind

Receive up to S$5,000 per month . Payouts can continue for a lifetime, depending on your chosen plan.

Can be bought as a stand-alone plan or added as a rider to selected whole life plans from Great Eastern.

Plans start from as low as S$0.26 per day for a 20-year-old male.

When purchased as a stand-alone plan, it includes a lump sum death benefit of 3 times the monthly benefit.

Additional S$500 monthly benefit for children aged 7-16 who are confined at home or in hospital due to disability.

Receive a lump sum payment of 3 or 6 times the monthly benefit insured after a deferment period.

Disability can be financially devastating. LifeSecure provides a steady income stream to help cover your living expenses and medical costs.

It covers both total and permanent disability and the inability to perform ADLs, providing broader protection than some other plans.

With the option for lifetime payouts , you're covered no matter how long you live with a disability.

The out-of-school disability benefit is a unique feature that helps parents manage the additional costs of caring for a disabled child.

You can choose to buy it as a stand-alone plan or add it to an existing whole life policy, allowing you to tailor your coverage to your needs.

Imagine you're involved in a serious accident that leaves you unable to work. With LifeSecure: You'd receive your chosen monthly benefit (up to S$5,000) to help cover living expenses and medical costs. These payments could continue for life, depending on your plan. You'd also receive a lump sum payback benefit after the deferment period.

Let's say you develop a condition that makes it impossible to dress or feed yourself without assistance. LifeSecure would: Provide your monthly benefit to help pay for in-home care or nursing home expenses . Continue these payments for as long as you're unable to perform at least two ADLs.

If your 10-year-old child becomes disabled and needs to be confined at home: You'd receive your regular monthly benefit, plus an additional S$500 per month through the out-of-school disability benefit . This extra benefit helps cover costs like home tutoring or specialized care.

While the plan is mainly for Singapore citizens/PRs, non-citizens may be eligible if they meet certain residency requirements.

No, as this is a pure protection plan, there's no cash value if the policy ends or is terminated prematurely.

You should check with Great Eastern about options for increasing coverage after purchase.

Like most insurance policies, there are likely exclusions. You should review the policy contract for specific details.

Contact Great Eastern as soon as possible after the disability occurs. They will guide you through the claim process.