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Critical Illness

Introduction

As we age, the risk of critical illnesses, especially cancer, becomes a growing concern. Income Silver Protect offers a comprehensive solution tailored for seniors aged 50 to 74. This innovative term life insurance plan provides coverage against both early and advanced stages of cancer, offering financial protection and peace of mind. With up to 260% coverage of your sum assured, Silver Protect helps ease financial worries, allowing you to focus on recovery and quality of life. Let's explore how this product can safeguard your future and provide comfort during challenging times.

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Coverage and Benefits

Income Silver Protect offers a range of comprehensive coverage options and benefits designed to provide financial security and support during critical times. From early and advanced stage cancer coverage to additional benefits for comfort and care, this product ensures that you're protected against various scenarios. Let's delve into the key aspects of coverage and benefits offered by Silver Protect.

Cancer Coverage Stages

Silver Protect covers both early and advanced stages of cancer. This comprehensive coverage ensures that you're protected from the initial diagnosis through to more serious stages of the disease.

Covered Conditions

The policy covers various types of cancer. Specific definitions for early and advanced stage cancers can be found in the policy contract, ensuring clarity on covered conditions.

Payout Structure

Silver Protect offers a multi-pay structure. You can receive up to 125% of the sum assured, with 25% paid for early stage cancer and 100% for advanced stage cancer.

Special Benefits

The plan includes additional benefits such as coverage for accidental fractures (up to 20% of sum assured) and cancer hospice care (up to 15% of sum assured). These special benefits provide extra support during challenging times.

Additional Benefits

Income Silver Protect goes beyond basic cancer coverage to offer a suite of additional benefits. These features are designed to provide comprehensive support and financial assistance in various scenarios. From premium waivers to accidental death coverage, these benefits enhance the overall value of the policy. Let's explore the additional advantages that come with Silver Protect.

Premium Waiver

Future premiums are waived upon diagnosis of advanced stage cancer. This benefit ensures continued coverage without financial burden during treatment and recovery.

No Sum Assured Reduction

The sum assured remains unchanged even after an early stage cancer claim. This feature maintains the same level of protection throughout the policy term.

Accidental Death Coverage

The policy provides up to 100% of the sum assured in case of accidental death. This additional protection offers financial security for your loved ones in unexpected circumstances.

Non-Accidental Death Benefit

In case of non-accidental death, the policy offers a $5,000 payout if death occurs after one year from the cover start date. This ensures some level of coverage in all scenarios.

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Policy Term and Renewability

Income Silver Protect offers flexible policy terms and renewability options to cater to the diverse needs of seniors. Understanding these aspects is crucial for making an informed decision about your coverage. Let's examine the key features of the policy term and renewability options provided by Silver Protect.

Entry Age Range

Silver Protect is available for individuals aged 50 to 74 (last birthday). This wide age range makes the policy accessible to many seniors seeking comprehensive cancer coverage.

Policy Term

The policy offers a 10-year term. This decade-long coverage period provides extended protection against cancer and related risks.

Guaranteed Renewal

Silver Protect offers guaranteed renewal every 10 years up to age 84. This feature ensures long-term protection and peace of mind, allowing policyholders to maintain coverage as they age.

Claims and Customer Service

Filing claims and accessing customer support with Income Silver Protect is designed to be straightforward and efficient. Policyholders can initiate claims by contacting Income's customer service at 6788 1122 or visiting www.income.com.sg. The website offers a user-friendly interface for submitting claims and accessing policy information. For personalized assistance, customers can use the 'Chat' feature at www.income.com.sg/advisor-connect to connect instantly with an advisor. Income's commitment to customer service ensures that help is readily available when you need it most, providing peace of mind during challenging times.

Conclusion

Income Silver Protect is an excellent choice for seniors aged 50 to 74 who are looking for comprehensive cancer coverage. It's particularly suitable for those who want protection against both early and advanced stages of cancer, as well as additional benefits like accidental fracture coverage and hospice care support. This policy is also ideal for individuals who value the flexibility of guaranteed renewal and the peace of mind that comes with premium waivers in case of advanced stage cancer diagnosis.
who can provide personalized insights and help you make the best choice for your needs. Plus, by participating, you'll earn entries into our 'Premiums On Us' quarterly draw, where you could win your insurance premiums paid by Whatins. Take the first step towards comprehensive protection and peace of mind today!

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