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Empowering Women's Health with PRULady

In today's fast-paced world, women are breaking boundaries and surpassing expectations in every aspect of life. However, to truly thrive, it's crucial to prioritize health and well-being. That's where PRULady comes in – a unique health plan designed specifically for women. This comprehensive insurance product offers tailored coverage for female-related medical conditions and procedures, ensuring that women can focus on living life to the fullest. With PRULady, you can protect your health and pursue your dreams without compromise, through every stage of your life.

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Coverage and Benefits

PRULady offers a wide range of coverage options tailored specifically for women's health needs. From female-related illnesses to medical procedures and reconstructive surgeries, this plan provides comprehensive protection. Let's explore the key aspects of PRULady's coverage and benefits.

Extensive Illness Coverage

PRULady covers numerous female-related illnesses, including systemic lupus erythematosus, rheumatoid arthritis, and various types of cancer. The plan offers coverage for malignant cancers of the breast, cervix uteri, uterus, fallopian tube, ovary, and vagina/vulva, with 100% of the sum assured payable for these conditions.

Medical Procedures

The plan covers various medical procedures specific to women's health. These include radical vulvectomy, Wertheim's operation, and hysterectomy required due to malignant conditions. Benefit payouts range from 15% to 50% of the sum assured, depending on the procedure.

Flexible Payout Structure

PRULady offers a multi-pay structure, allowing for multiple claims across different benefit categories. This ensures comprehensive coverage throughout various stages of a woman's life and health journey.

Reconstructive Surgery Coverage

PRULady provides 100% of the sum assured for reconstructive surgeries such as breast reconstruction following a mastectomy, facial reconstruction due to an accident, and skin grafting due to major burns or skin cancer.

Additional Benefits

PRULady goes beyond basic coverage to offer a range of additional benefits that cater to the unique needs of women. These benefits provide support for various aspects of women's health and well-being, from preventive care to post-diagnosis assistance.

Preventive Health Screening

PRULady offers biennial health screening packages, with either 23 or 25 tests including a complete history taking. This benefit starts from the 3rd policy year, promoting regular check-ups and early detection of potential health issues.

Support Benefits

The plan includes various support benefits such as oocyte cryopreservation (100% of sum assured), breast cancer molecular gene expression profiling test (40% of sum assured), and hormone replacement therapy (20% of sum assured). It also provides outpatient psychiatric benefits of $100 per visit for up to 10 visits.

Premium Waiver

PRULady waives premiums for 36 months upon a Female Illnesses benefit claim of at least 50% of the sum assured. This feature provides financial relief during challenging times.

Loyalty Benefit

Policyholders can enjoy a 15% discount on the first-year premium of selected Prudential policies purchased upon significant life events. This benefit rewards customer loyalty and provides additional value.

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Policy Term and Renewability

PRULady offers flexible policy terms to accommodate the diverse needs of women at different life stages. The plan provides options for coverage duration and renewability, ensuring long-term protection.

Coverage Duration

PRULady offers coverage up to age 75, providing long-term protection for women throughout various life stages. This extended coverage period ensures that policyholders are protected well into their senior years.

Flexible Plans

The product offers a choice of four plans (A, B, C, and D) with varying sum assured amounts ranging from S$25,000 to S$100,000. This flexibility allows women to select the coverage level that best suits their needs and budget.

Optional Add-ons

PRULady provides the option to add Maternity Cover Plus, which includes coverage for pregnancy complications, congenital illnesses, and hospital care. This add-on can be purchased with sum assured options of S$5,000, S$10,000, S$15,000, or S$20,000.

Claims and Customer Service

Prudential Singapore is committed to providing excellent customer service and a smooth claims process for PRULady policyholders. To file a claim or seek assistance, customers can contact Prudential's dedicated customer service line at 1800 333 0 333. For more detailed information about the claims process or to discuss your policy, it's recommended to speak with a Prudential Financial Consultant. They can guide you through the necessary steps and documentation required for filing a claim. Prudential also offers online services through their website, www.prudential.com.sg, where customers can access policy information and find answers to frequently asked questions.

Conclusion

PRULady is an excellent choice for women who prioritize their health and want comprehensive coverage tailored to their unique needs. This plan is particularly suitable for young women starting a new chapter in their lives, busy mothers juggling multiple responsibilities, and ambitious professionals focused on their careers. With its wide range of benefits, including coverage for female-related illnesses, medical procedures, and reconstructive surgeries, PRULady provides peace of mind and financial protection throughout various life stages.
who can provide you with personalized recommendations and quotes for PRULady. By hearing from multiple advisors, you'll gain valuable insights and options to make an informed decision. Plus, you'll be entered into our 'Premiums On Us' campaign, where you could win your quarterly insurance premiums paid by Whatins. Don't miss this opportunity to protect your health and potentially save on your insurance costs!

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