Critical Illness

Singlife Cancer Cover Plus II: Comprehensive Protection Against Cancer Treatment Costs

In today's world, cancer remains a significant health concern. Did you know that 1 in 4 people are likely to develop cancer in their lifetime? While medical advancements have improved cancer treatments, these cutting-edge therapies often come with hefty price tags. Outpatient cancer treatment bills can cost up to S$1,000,000 , a staggering amount that can devastate your finances. This is where Singlife Cancer Cover Plus II comes in, offering a robust financial shield against the high costs of cancer treatments.

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What is Singlife Cancer Cover Plus II?

Singlife Cancer Cover Plus II is a specialized medical plan designed to protect you against the enormous medical bills that often come with cancer treatments. This plan stands out in the market by offering up to S$1.5 million as-charged coverage for cancer drug treatments worldwide. It's not just about local treatments; this plan has you covered even if you need to seek treatment overseas.

Key Features That Make Singlife Cancer Cover Plus II Stand Out

Comprehensive Cancer Treatment Coverage

Covers outpatient cancer drug treatments and services, both on and off the Ministry of Health's Cancer Drug List (CDL). Includes coverage for advanced treatments like Proton Beam Therapy and Cell, Tissue, and Gene Therapy.

Worldwide Coverage

Freedom to seek cancer treatments overseas, giving you access to global medical expertise.

As-Charged Coverage

Medical bills from cancer treatments are claimable as charged, significantly reducing your out-of-pocket expenses.

High Annual Coverage Limit

Up to S$1.5 million coverage per policy year , ensuring you can access the best treatments available.

Easy Application Process

Simple sign-up with just 3 health questions and no medical check-up required.

Partnerships with Leading Healthcare Providers

Access to over 600 medical specialists through partnership with IHH Healthcare Singapore.

Real premiums suggested for Singlife Cancer Cover Plus II

, making $0 a month

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27, Male making $3,200 a month

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25, Female making $4,350 a month

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How Does Singlife Cancer Cover Plus II Work?

Let's break down the coverage with two real-life scenarios:

Scenario 1: Treatment on the Cancer Drug List (CDL)

Kate, a 31-year-old non-smoker, is diagnosed with lung cancer and undergoes cancer drug treatment on the CDL for 4 months at a private hospital. Monthly Medical Bill: S$140,000 . Singlife Cancer Cover Plus II pays: S$107,000. Kate's out-of-pocket expenses: 20% co-insurance (S$28,000) and Monthly deductible (S$5,000). Result: With Singlife Cancer Cover Plus II, Kate reduces her out-of-pocket expenses by 76%!

Scenario 2: Treatment Not on the Cancer Drug List (CDL)

Tina, a 41-year-old non-smoker, is diagnosed with breast cancer and receives cancer drug treatment not on the CDL for 6 months at a private hospital. Monthly Medical Bill: S$180,000 . Singlife Cancer Cover Plus II pays: S$134,000. Tina's out-of-pocket expenses: 20% co-insurance (S$36,000) and Monthly deductible (S$10,000). Result: With Singlife Cancer Cover Plus II, Tina reduces her out-of-pocket expenses by 74%!

What Exactly Does This Plan Cover?

Outpatient Cancer Drug Treatments

Covers treatments listed on the Cancer Drug List (CDL) and non-CDL treatments under Classes A to E of the Non-CDL Classification Framework.

Outpatient Cancer Drug Services

Includes consultations, scans, lab investigations, treatment preparation and administration fees, supportive care drugs, and blood transfusions.

Proton Beam Therapy

Covers both inpatient and outpatient Proton Beam Therapy treatments.

Cell, Tissue, and Gene Therapy

Covers these advanced treatments when performed by an attending doctor in a hospital or legally registered cancer treatment centre.

Overseas Treatment

Covers medical expenses at overseas hospitals, subject to pre-approval and certain conditions.

Additional Benefits

Comprehensive Cancer Care

Partnership with IHH Healthcare Singapore provides access to leading healthcare facilities like Gleneagles Hospital, Mount Elizabeth Hospitals, and Parkway East Hospital.

Preferred Cancer Treatment Providers

Policyholders choosing Icon Cancer Centre or Parkway Cancer Centre enjoy dedicated and personalized cancer treatments, evidence-based cancer services, and a comprehensive end-to-end journey for cancer treatment.

Important Considerations

While Singlife Cancer Cover Plus II offers extensive coverage, it's important to note a few key points:

Age Limits

The plan is available for a wide range of ages, but specific terms may apply based on your age at entry.

Exclusions

Experimental or pioneering medical techniques are not covered. Medical devices, drugs, and treatments not approved by referenced regulatory bodies are excluded.

Overseas Treatment Conditions

Coverage applies only if you haven't stayed outside Singapore for more than 183 consecutive days within a 12-month period before admission. Pre-approval is required for overseas treatment expenses.

No Savings or Investment Feature

This plan is purely for protection and has no cash value if terminated early.

Why Consider Singlife Cancer Cover Plus II?

Financial Peace of Mind

Protects your savings from being depleted by high cancer treatment costs.

Access to Advanced Treatments

Covers cutting-edge therapies that might not be included in standard health insurance plans.

Flexibility in Treatment Choices

Freedom to choose treatments and healthcare providers, both locally and overseas.

Complementary Coverage

Works alongside your existing health insurance to provide comprehensive protection.

Conclusion

Remember, while no one wants to think about a cancer diagnosis, being prepared can make a world of difference. Singlife Cancer Cover Plus II offers not just financial protection, but also the freedom to focus on your health and recovery should you ever need cancer treatment.

Ready to take the next step in securing your health and financial future? Don't leave such an important decision to chance. Get expert advice tailored to your unique situation. Sign up now to receive 5 personalized proposals from licensed financial advisors who can help you understand if Singlife Cancer Cover Plus II is the right fit for you.

By consulting with multiple experts, you'll gain a comprehensive understanding of how this plan fits into your overall financial strategy and ensure you're making the best choice for your health and financial security. Don't wait until it's too late – get the expert advice you deserve today.

Click here to get 5 expert opinions on Singlife Cancer Cover Plus II

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